Question 1

Do you offer loans to borrowers without a Social Security Number?

Accepted Answer

Yes, we accept ITINs and passports. No credit check is required, and we specialize in helping borrowers who may not qualify for traditional loans.

Question 2

What forms of payment do you accept?

Accepted Answer

We accept cash, cashier's checks, money orders, personal checks, wire transfers, and ACH payments.

Question 3

Is there a pre-payment penalty?

Accepted Answer

No! We do not charge pre-payment penalties. You're welcome to make additional payments toward your principal balance at any time.

Question 4

Where and to whom do I send my payments?

Accepted Answer

Please mail all payments to:
3600 E Palm Valley Blvd, Box 3
Round Rock, TX 78665

Make checks payable to STONEBRIDGE PURCHASING LLC, and include your loan number on the memo line.

Question 5

Will my payments help me build my credit?

Accepted Answer

Yes! If you choose to opt into our credit reporting program, your on-time payments will help you establish or build your credit score.

Question 6

Can I finance improvements like a septic system or water well through you?

Accepted Answer

Absolutely. We offer financing options for both septic systems and water wells. Contact us to learn more about how to bundle these improvements into your loan.

NMLS ID # 2349261

Frequently Asked Questions